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Smart Transfers API: Let Trice route your payment instruction to the correct rail (RTP or FedNow) based on what rails the account supports, the bank's status (signed on or off), and the preferences that you indicate.

Reduce processing time for outbound RTP credit transfers. Customers sending RTP credit transfers should expect to see credit transfers transition to their final status (completed, rejected, failed, etc.) about 1 second faster.

Fixed issue where updating a verified party (see https://triceapi.readme.io/reference/update_party) did not set the verified data correctly, which causes 404 when using that party as an ultimate sending party when creating a credit transfer.

Internal fixes for RTP credit transfers and RfPs. No impact to API. Fixed the following:

1. Early access to our FedNow APIs with simulator are available. Please contact us to request access. We continue developing and testing our FedNow capability and expect to launch in the coming weeks.
2. Multi-bank improvements:
   1. Add Bank Capabilities API: this new API manages what capabilities your Trice account has with one of our sponsor banks. Customers with the undewriter capability can use this API to manage capabilities for their child accounts.
   2. Add Enrollments API (GET): this new API will enable easier management of your Trice accounts that are enrolled with instant payment rails. Customers with the aggergator capability can use this API to view / manage enrolments for their child accounts.
3. Expired RfP improvement: when an RfP expires before it is paid, we send an RfP cancelation just in case the other bank is still displaying an expired RfP.

1. New sponsor bank, GBank! GBank joins TransPecos Banks as our sponsor banks for processing instant payments. Trice recently passed RTP certification for GBank to send/receive credit transfers AND RfPs (request for payment).
2. The Trice platform can now support multiple sponsor banks for instant payments
3. API additions: we will notify you when to start using these new fields.
   1. Accounts:
      1. added verified_for field (optional) to indicate which sponsor bank the Trice account is verified with.
      2. added enrollments field (optional) to indicate with sponsor's routing number to use for your enrollment (your virtual account used for transacting on instant payment rails)
   2. Persons: added verified_for field optional to indicate which sponsor bank the Person (beneficial owner of the Trice account) is verified with.
   3. Parties: added verified_for field (optional) to indicate which sponsor bank the Party (the transaction counterparty) is verified with.

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